Germany · Traditional bank

SEPA XML conversion for Sparkasse —
Credit transfer and direct debit in 2 minutes

Import your list of credit transfers or direct debits from an Excel or CSV file: EasyBankFlow instantly generates an XML file compliant with the SEPA standard (ISO 20022), ready to import into the Sparkasse business portal.

Create my SEPA file for free See the guide

How to convert your files for Sparkasse?

Three steps are all it takes to create your SEPA XML file.

Prepare your file

List your transactions in an Excel or CSV file: IBAN, amount, description. Download our templates if needed.

Import into EasyBankFlow

Drag and drop your file, select SEPA “Credit transfer” or “Direct debit”, and enter your originator IBAN and BIC.

Download and import

Download the generated SEPA XML file and import it into the Sparkasse business portal.

Compatibility with Sparkasse

The generated files comply with the ISO 20022 standard: pain.001 for SEPA credit transfers, pain.008 for SEPA direct debits. This standard is shared by all banks in the SEPA zone, including Sparkasse.

Sparkassen typically use S-Firm software to import payment files in XML pain.001/pain.008 format via EBICS, compatible with files generated by EasyBankFlow.

Frequently asked questions

How to generate a SEPA XML file for Sparkasse?

Import your Excel or CSV file into EasyBankFlow, select the operation type (credit transfer or direct debit), then download the generated XML file. It complies with the ISO 20022 standard (pain.001 / pain.008) and can be imported directly into the Sparkasse business portal.

Does Sparkasse accept the pain.001 and pain.008 formats?

Yes. The pain.001 (SEPA credit transfer) and pain.008 (SEPA direct debit) formats are ISO 20022 standards shared by all banks in the SEPA zone, including Sparkasse.

Is a specific format required for Sparkasse?

Sparkassen typically use S-Firm software to import payment files in XML pain.001/pain.008 format via EBICS, compatible with files generated by EasyBankFlow.

Is it free for Sparkasse?

Yes, EasyBankFlow is free for up to 3 files per month, whatever your bank. The Pro plan at €9/month allows unlimited conversions.

SEPA XML conversion for other banks

BNP Paribas Société Générale LCL (Crédit Lyonnais) Crédit Agricole La Banque Postale Crédit Mutuel BPCE (Banque Populaire / Caisse d’Épargne) CIC HSBC France Boursorama Banque Qonto Shine UBS Raiffeisen BNP Paribas Fortis ING Belgique KBC Belfius Crelan Beobank Nagelmackers ABN AMRO Triodos Bank Intesa Sanpaolo Deutsche Bank Commerzbank Volksbank Raiffeisenbank Postbank HypoVereinsbank ING Rabobank SNS Bank Bunq Banco Santander BBVA CaixaBank Banco Sabadell Bankinter ABANCA

Sparkasse is a trademark of its owner. EasyBankFlow is neither affiliated with nor a partner of Sparkasse; this page only describes the compatibility of our SEPA XML files with this institution.

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Free, no installation, ISO 20022 compliant.

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SEPA XML conversion for Sparkasse —Credit transfer and direct debit in 2 minutes