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Multi-company management of SEPA credit transfers and direct debits
Centralise SEPA XML file generation for several companies from a single account: one IBAN and BIC per subsidiary, separate creditor identifier profiles for direct debits, and no re-entry between entities. Designed for multi-company groups and accounting firms.
Why a multi-company tool?
As soon as an organisation manages several legal entities — group subsidiaries, sister companies, or a client portfolio for an accounting firm — each company has its own IBAN, its own BIC and sometimes its own SEPA creditor identifier for direct debits. Juggling several accounts or re-entering bank details for each conversion wastes time and multiplies the risk of errors.
Multi-subsidiary groups
Each subsidiary keeps its own IBAN and BIC. The parent company manages all credit transfers and direct debits from a single account.
Accounting firms
Convert the payroll or direct debit files of several client companies without switching tools or logins.
Multi-bank
A company can have accounts in several banks: EasyBankFlow generates the right XML file for each company/account combination.
How does multi-company management work?
Three steps to convert each company's files.
Register each company
Add the IBAN, BIC and, for direct debits, the creditor identifier profile of each company or subsidiary to manage.
Select the company
For each conversion, choose the issuing company: the corresponding bank details are applied automatically.
Download the XML file
Get the pain.001 (credit transfer) or pain.008 (direct debit) file ready to import into the bank portal of the company concerned.
Enterprise plan vs Pro plan
Multi-account and multi-bank features are reserved for the Enterprise plan, designed for groups and firms managing several companies.
| Feature | Pro | Enterprise |
|---|---|---|
| Unlimited conversions | ✓ | ✓ |
| Credit transfer (pain.001) & direct debit (pain.008) | ✓ | ✓ |
| IBAN/BIC profiles | 1 company | ✓ Several companies |
| Multiple creditor identifier profiles | ✗ | ✓ |
| Multi-bank per company | ✗ | ✓ |
| Suitable for subsidiaries / groups | ✗ | ✓ |
Frequently asked questions
How to manage the SEPA credit transfers of several companies with EasyBankFlow?
The Enterprise plan lets you register one originator IBAN and BIC per company or subsidiary. For each conversion, you select the company concerned and EasyBankFlow generates the SEPA XML file with the right bank details, without re-entry.
Can several different IBANs and BICs be used within the same account?
Yes. The Enterprise plan is designed for multi-company groups: each subsidiary or entity can have its own IBAN, BIC and creditor identifier profile, managed independently from the same user account.
Is this feature suitable for accounting firms?
Yes, this is a common use case. An accounting firm managing the credit transfers and direct debits of several clients can centralise the SEPA XML conversions of each client company without switching tools or accounts.
Are SEPA direct debits (pain.008) handled for each company?
Yes. Each company can have its own SEPA creditor identifier profile and its own mandates, allowing compliant pain.008 files to be generated for each entity of the group.
Which plan is required for multi-company management?
Multi-account and multi-bank management is available with the Enterprise plan, from €79/month, designed for groups with several subsidiaries and firms managing several client companies.
Centralise the SEPA payments of all your companies
One account, several companies, several banks.
See the Enterprise plan