Comment tester si mon fichier XML SEPA est valide ?

Upload your XML on this page. We check the ISO 20022 structure, the number of transactions (NbOfTxs), the sum (CtrlSum), as well as IBAN and BIC.

Which standards are supported (pain.001 / pain.008)?

The validator automatically detects pain.001 (credit transfer) and pain.008 (direct debit) and applies the appropriate checks.

Le validateur utilise-t-il un XSD ?

By default, it performs quick structural and business checks. We can enable strict XSD validation if needed.

XML Validator

Online SEPA XML validator — Free test

Test and validate a SEPA XML file (pain.001 / pain.008): checks on NbOfTxs, CtrlSum, IBAN, BIC and ISO 20022 consistency.

Upload an XML file

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Why use a SEPA XML validator?

Our tool checks your XML against SEPA and ISO 20022 rules for the pain.001 (credit transfers) and pain.008 (direct debits) formats.

Checks performed

Message type detection: pain.001 / pain.008
Comparison of declared NbOfTxs vs counted transactions
Comparison of declared CtrlSum vs sum of amounts
IBAN and BIC format check (FR length, SWIFT structure)

For strict XSD validation, contact us — we can load local schemas and enable full checking.

Online SEPA XML validator — Free test

Upload an XML file

Sign in to test your XML files

Why use a SEPA XML validator?

Checks performed

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